Having a winning offer
Winning the house you like, will be achieved by going through an extensive preparation. Our process will not only get your offer to win but frequently will enable you to offer less than the asking price. This is our way to save you time and money.
Your process, as a first-time buyer, maybe full with unknown concepts and details. We will be there to lead you through the process and familiarize its details to you. You will master the terms and will feel comfortable in making your decisions. With more than 40 lenders and an excellent professional network of realtors, lawyers, insurance brokers, appraisers and others, we’ll get you the best deal and the best mortgage terms.
It's not only about the rates
Most first-time buyers focus on comparing rates, which is what the banks have trained us to look for. We are here to make sure that All your mortgage features are in place to cut your costs and pave the way to constantly improving your mortgage. Your first mortgage will be constructed with the ability to break it midterm and once the opportunity presents itself, to save you further.
Lenders don’t like it when your mortgage becomes flexible and you are able to easily move from them. They, for sure, won’t call you once their rates went down or when their competitor posted an amazing promotion. With Sneg mortgage team, the best rates are looked at as well as all other mortgage components. We’ll make sure they are lined up to save you more along the process. Flexibility is the key. We construct your first mortgage to allow modification to save you money in the long run; and if down the road you’ll consider getting an investment property, your well thought of mortgage, we put in the first palace, will serve this purpose too.
Questions about first time buyers mortgage? We can help!
This is your time to explore your choices and get your workfarme and number
After the initial phone conversation with us; and filing the one-minute application you’ll get clarity of your situation. We respond in one business day. We would love to see how we could help to get your dream come true.
Focused mortgage approval process
COMPLETE OUR FORM
All it takes 1-2 minutes to send us your form. You can expect a response from us within 24 business hours. We’ll set up time for a quick phone conversation to determine how we can help you. Once we see we can get you the value you need, we will collect all information needed to immediately submit your file to specific lenders.
Our process begins with us collecting your supporting documents, things like ID’s, tax documents etc. We need these so that when we contact a lender on your behalf, they will not only approve you, but will also take the next step and confirm your income in order to offer you a fully guaranteed mortgage commitment. Giving us your documents upfront serves you in that we are able to perform a focused search among 40+ lenders and find you a tailored mortgage solution, the best mortgage rate and best mortgage terms.
A mortgage can be arranged within very short notice. Our record is set today at 11 hours from initial call to funding for a private mortgage, and 5 business days from the first call until the keys were in our client’s hands, for a conventional mortgage(!). Having said that, it is always better to take the needed time to properly lead a controlled and focused process. We are here with you along the way and long after you conclude it, as we constantly oversee the market to discover opportunities for our clients to cut costs.
Your total monthly payment
NOTE: ALL MORTGAGE CALCULATOR RESULTS ARE APPROXIMATE VALUES. Please call us for your exact mortgage calculation.
We Are Here To Help You
Fill up this short form and we will get to you shortly, with how much we can approve you for and what will be your monthly payment.