Not enough
down payment?

It is a very common situation these days. We have many ways to address it – acceptable by all banks and lenders

New to mortgages
and banking world?

With us you’ll get all the knowledge and guidance you need to compare your choices and make an informed decision

You got a Pre-Approval
from your bank?

There is a good chance we can improve it. With 40+ lenders we’ll present you with varied options and provide you with an action plan

Mortgage for first-time buyers

Your process, as a first-time buyer, maybe full with unknown concepts and details. We will be there to lead you through the process and familiarize its details to you. You will master the terms and will feel comfortable in making your decisions. With more than 40 lenders and an excellent professional network of realtors, lawyers, insurance brokers, appraisers and others, we’ll get you the best deal and the best mortgage terms.

The best deal and the best mortgage terms

We have access to 40+ lenders across Canada, including major banks, credit unions and trust companies. We can strategically manage your mortgage and help you live your ideal financial life.

Complete this short form

We will get back to you shortly with how much we can approve you for and what your monthly payment will be

    Mortgage Type
    Mortgage Amount
    Household Income
    Credit Rating
    Name
    Email
    Phone
    Notes

    Frequently Asked Questions

    Here are some sample questions we get asked by clients. Please contact us with your specific questions. We are a team that aims to create clarity and be with you on your personal journey.

    We have a very high rate of success in getting an approval for first-time buyers as well as our other types of client. That, in part, thanks to a wide range of lenders that address unique needs and challenges.
    In order to indicate how much you can be approved for, we lead a comprehensive and proactive process. We’ll collect all your documents upfront, review them in-depth, and address every aspect. This way we will be able to decide on the best lender and financial product. The answer to your question will change based on the property. For instance, you’ll get different numbers for a condo, a house or a house with a suite.
    We provide mortgages to clients with who have a 5% 10% 15% down payment. The most comfortable mortgages are given to 20% down payment, but there is no problem receiving mortgages for lower down payments. We will check for you all the options. Keep in mind that most first-time buyers have very little down payment. Many times, they use gift money from parents, and we have a way to maximize your down payment so you’ll get exactly the house you want.
    That's why we're here. We are here to accompany you through the process for you to gain knowledge so that the next time you have to renew this mortgage or go for a new mortgage for a new property you will feel very confident. There are no questions that are too small for us. You must get to know every aspect of your mortgage and knowledge about the process.
    The good mortgages offered or the interest deals offered by each bank contain parameters that you have no control over and do not consider your effort to expand in the real estate market or make changes to your life during the mortgage period. We know that a large portion – 70% of mortgage takers today, will need over the course of 5 years to change it. Therefore, you must have your mortgage to be able to respond to your life events. Hence, when we build a mortgage, we look at interest rates and your flexibility to move from lender to lender. That is something you'll never get from your bank.

    Mortgage Calculator

    year(s)

    Your total monthly payment

    Principal & Interest

    NOTE: ALL MORTGAGE CALCULATOR RESULTS ARE APPROXIMATE VALUES.
    Please call us for your exact mortgage calculation.

    Create your own plan. Secure your future.

    Complete our short form. We will get back to you shortly with how much we can approve you for and what your monthly payment will be

    Who We Are

    Jacob and Rinat of Sneg Mortgage Team. Together we have accumulated experience of more than 30 years in mortgages and are known to proactively use market conditions to our clients’ benefit.

    With 342 testimonials on Google, coming from all provinces in Canada, you’ll feel confident that you are in expert and caring hands. We will start with taking your data, analyzing it, listening to your needs for the short and long term and looking for a product that will be perfectly tailored to you. Then we will let you know how much you can be approved for and get you the best mortgage to meet your goals and secure your family.

    Focused Approval Process

    process1
    process2
    process3

    Don't want to complete the long form? No problem!
    Start your approval process
    Just add your name and email and we’ll get back to you shortly

      About Our Clients

      Our clients come from all nationalities, communities and cities in Canada. Most our clients come to us by word of mouth. Recently people have started finding us online, after reading hundreds of our 5 star Google reviews.
      Working across Canada with diverse population we can say 3 things:

      1. We are fortunate to have fantastic clients that are loyal to us and understand that our value to them is much more than a nice rate
      2. 95% of our clients chose to work with us although they can get the best rates with their own bank. They are AAA clients and appreciate our contribution in growing their wealth
      3. Our clients trust us with their friends and family and refer them to us. They also are very generous with their insights and knowledge and share their investment success. We, in return, spread the accumulated knowledge and investment opportunities with our clients’ community.

      Click to read Reviews

      Our Lenders

      We Are Here To Help You

      Fill up this short form and we will get to you shortly, with how much we can approve you for and what will be your monthly payment

      1 min application

        Mortgage Type
        Mortgage Amount
        Household Income
        Credit Rating
        Name
        Email
        Phone
        Notes